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Financial Independence and the Journey

What I wish I knew about money - Financial Independence - Girl educating herself

What I Wish I Knew About Money – Beautiful Retrospect

By Ibukun on February 29, 2024June 12, 2024

I regret a few things, one of which is certain concepts I understood about money. Here is the thing about regret, “once you realize regret is just a thought, then the idea of living without regrets takes on a different meaning”. We are not talking about deep-seated; see a therapist damming regret, are we? No,…

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Going to University? Financial Independence

Can Going To University Help Me? Here’s Some Good Advice.

By Namooki on February 22, 2024September 8, 2024

Let me start by expressing my view: people should only attend university for the right course. Specifically, courses for careers and jobs within regulated industries, which require specific degrees. Some examples include lawyers, doctors, nurses, teachers, architects, engineers, etc. Another way of putting it, if you are going to university, take a degree that opens…

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Remote working - Financial Independence

What’s The Best Way To Get Into Remote Working? Here’s Some Good Advice.

By Ibukun on February 15, 2024March 24, 2024

“If you sit in front of the computer all day, how will you find a wife?”. That, ladies and gentlemen, was my dad’s submission on remote working. His construction of work is waking up in the morning, preparing for work, and returning in the evening. In addition, you get to meet different people during your…

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Spending on my mind - FIRE

How Do You Spend Money? Feels Good, When Done Right!

By Ibukun on February 8, 2024March 24, 2024

How do you spend? whichever way you choose to spend on your FI journey, be sure to enjoy your money from a balanced perspective. Learn more on how to spend your money right.

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Lady sipping coffee, enjoying Financial Freedom

What Is LEAN FIRE? What are the Unique Benefits?

By Namooki on February 1, 2024March 9, 2025

LEAN financial independence relies on individuals covering bare essentials and other mandatory, ongoing cost-of-living. One of the best benefits of LEAN is accessibility, many people aiming for FAT FIRE, achieve LEAN on the way.

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2 people and bicycles talking about FIRE and F

What Is FAT FIRE – Why Should I Want It?

By Namooki on January 25, 2024March 19, 2024

We all know what FIRE is – Financial Independence Retire Early. This blog is focused solely on Financial Independence, which is the ability to live off your resources through income you can self-create. How you want to live is a significant component of determining if you are financially independent; for some, tiny, and for others,…

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2 people asking questions about contracting

Why Start Professional Contracting This Year, And Unique Benefits

By Namooki on January 18, 2024March 19, 2024

What Is Contracting, And How Does It Differ From Perm Jobs Contracting and perm jobs have many similarities; a key difference is your take home (Net) vs what you make (Gross).  There are two main types of contracting jobs: fixed-term contracts and periodic (standard). A periodic contract is an ongoing position renewed every three to…

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How To Sustain 2 Jobs In 2024 – Good Goal And Fantastic Way To Increase Your Income!

By Namooki on January 11, 2024March 24, 2024

Why Have 2 Jobs?  The most straightforward answer to the question “How to sustain 2 jobs?” is goals. People have different goals they aim to achieve, and having more money helps them do that. Connected to goals is speed, achieving targets faster, i.e. buying a house, a car, early retirement, being financially independent, etc. Having…

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FI/FIRE: Interesting Life-Costs and Genuine Reasons To Consider

By Namooki on January 4, 2024August 15, 2024

FIRE, Financial Independence Retire Early is not new but has been packaged differently over recent years. The concept of FIRE is fundamental to many millennials. This is partly because of today’s economy and the Internet’s spread of information and ideas. On the surface, FIRE is about making a certain amount of money to live and…

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Wonderful, You Made It, Past 2023. Obsessive Focus For 2024!

By Namooki on December 31, 2023March 24, 2024

Looking back, Focus for 2024 For me, 2023 wrapped up with a costly holiday, the most expensive holiday I’ve ever taken my family. On this trip, what my wife wanted, she got. What my kids wanted, they got hotels, trips, and restaurants ( hotels and restaurants are things I have grown to like, an acquired…

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Welcome

It's great to have you visit or return to YouonFi. This blog explores the principles, mindsets, and actions necessary for achieving Financial Independence. We aim to empower individuals to lead an authentic FI lifestyle without early retirement.

A bit about me: I'm a regular person in my early forties, married with two children and work in digital. My journey toward Financial Independence began at thirty-three. With a typical background and no extraordinary circumstances, I have made significant progress and am now on track to reach my financial goals in the coming years.


Latest Posts

  • March 6, 2026 by Namooki Lifestyle Inflation: How Every Pay Rise Could Be Quietly Costing You Your Future
  • November 7, 2025 by Namooki CONTENT - UPDATES: CHANGES TO OLD POSTS
  • October 17, 2025 by Namooki Frugal Living: Self-Evaluations and Living within Capability. Some Good Advice
  • October 10, 2025 by Namooki When Owning Less Starts Saving You More Than You Expected
  • September 26, 2025 by Namooki How to Retire Fast, Starting Now (Part 1)

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  • Lifestyle Inflation: How Every Pay Rise Could Be Quietly Costing You Your Future
  • CONTENT – UPDATES: CHANGES TO OLD POSTS
  • Frugal Living: Self-Evaluations and Living within Capability. Some Good Advice
  • When Owning Less Starts Saving You More Than You Expected
  • How to Retire Fast, Starting Now (Part 1)

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