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Financial Independence and the Journey

Middle and old aged people talking about Insurance and emergency funds to protect their Financial Independence.

How to Protect Your Finances with Insurance and Emergency Funds – Advice.

By Ibukun on May 10, 2024May 28, 2024

Insurance and Emergency funds are a critical component of your personal finance management, or rather, they should be! Some say having insurance is like writing your own will (which is a smart thing to do anyway), in essence, you are just waiting for unfortunate event(s) to happen to you. When planning your finances, you should…

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Men and women cooking food in aprons

Cooking and Food Shopping – How To Spend And Tips

By Ibukun on May 3, 2024May 3, 2024

I want to write a book! It will be called “The Concoction Lifestyle: A Compendium of Life Hacks”. You like the title yeah? Not catchy enough? This article is written for men! Specifically single men. The eat out- I cannot cook- I can only boil water and eat noodles 5 times a day- men. Eating…

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two women talking about ETFs

As A Beginner, What Do You Need To Know About Mutual Funds – Some Good Advice.

By Ibukun on April 26, 2024June 9, 2024

My focus today is not just how to keep money but how to get started with investing it. You must be disciplined not only with saving money but also with real wealth building in investing it. So, we are talking about Mutual Funds today. What exactly is it? How can you start investing in mutual…

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Practical ways to manage spending

How To (Really)Track Your Spending Effectively: 3 Practical Methods

By Ibukun on April 21, 2024May 3, 2024

Should you track your spending? How should it be done? One time, I asked a friend how much she spends on a monthly basis. Given that she is still in school, you would think I would give her a pass for not knowing. Regardless of what stage you are in life. You should have a…

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Can Forex trading help me make money

How To Increase Income With Safe Forex Trading. Here’s Some Advice – Part 1

By Ibukun on April 12, 2024June 12, 2024

How safe is forex trading? So think about Forex like this: I have a whole crate of eggs, and you have a bag full of sachet water. I need water, and you need eggs. So there is an exchange. That is classic Trade by barter. Great, now let’s swap things, instead of exchanging eggs with…

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Can creativity help me make money

Can Sourcing My Inner Creativity Help Me Make Money?

By Ibukun on April 5, 2024April 5, 2024

How can you make money as a creative? Should you? This post is for creatives who strongly believe they do not have a corporate bone in their body and their gift would make way for them (hmm … in this Nigeria?). You know I am what you call a polymath! How so? I can sing…

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How to reduce your debt sustainably - Financial Independence

How To Sustainably Reduce Debt – Here’s Some Good Advice

By Ibukun on March 29, 2024April 5, 2024

We’ve all been there, living large one -minute and then facing the harsh reality of empty pockets the next and you are just wondering how in the world you spent that money. The next thing you know, you’ll have to borrow some more money. But fear not, because there’s always a way out of a…

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Can I afford to get a property? Financial Independence

Can Buying a House Help Me? Here’s Some Good Advice.

By Namooki on March 22, 2024April 5, 2024

Full Disclaimer: I have four houses, live in one, rent out three, and plan to acquire more. I can afford it, and it’s worth it.  I was ready to buy my first property the year I met my wife. Owning a property was something I always wanted. However, I had never taken the steps to…

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What's a good business idea? A boring One. Financial Independence

Why Boring Business Ideas Are Better Than Exciting Ones.

By Ibukun on March 14, 2024June 13, 2024

Did I ever tell you of the time I started a food business with my friend? I have tried many things in life, so put some respect on my name! We were two grown men, frying yam, and selling beans, plantain, and pepper sauce alongside it. Oh yes! I was broke! While this may be…

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Can I afford to get married? Financial Independence

Can Getting Married Help Me? Here’s Some Good Advice.

By Namooki on March 7, 2024March 19, 2024

Marriage or Getting Married is an amazing thing. It is one of the highest forms of human relationship between 2 people. Every other family relationship is not chosen. Think about it: you don’t get to choose your father, mother, brothers, sisters, aunts, uncles, cousins, grandparents – you name it. In a marriage, this is the…

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Welcome

It's great to have you visit or return to YouonFi. This blog explores the principles, mindsets, and actions necessary for achieving Financial Independence. We aim to empower individuals to lead an authentic FI lifestyle without early retirement.

A bit about me: I'm a regular person in my early forties, married with two children and work in digital. My journey toward Financial Independence began at thirty-three. With a typical background and no extraordinary circumstances, I have made significant progress and am now on track to reach my financial goals in the coming years.


Latest Posts

  • March 6, 2026 by Namooki Lifestyle Inflation: How Every Pay Rise Could Be Quietly Costing You Your Future
  • November 7, 2025 by Namooki CONTENT - UPDATES: CHANGES TO OLD POSTS
  • October 17, 2025 by Namooki Frugal Living: Self-Evaluations and Living within Capability. Some Good Advice
  • October 10, 2025 by Namooki When Owning Less Starts Saving You More Than You Expected
  • September 26, 2025 by Namooki How to Retire Fast, Starting Now (Part 1)

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  • Lifestyle Inflation: How Every Pay Rise Could Be Quietly Costing You Your Future
  • CONTENT – UPDATES: CHANGES TO OLD POSTS
  • Frugal Living: Self-Evaluations and Living within Capability. Some Good Advice
  • When Owning Less Starts Saving You More Than You Expected
  • How to Retire Fast, Starting Now (Part 1)

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